How much home does $1 million get you on Chicago's North Side? It depends a lot on the neighborhood. From April through September 2026, $1 million most often bought a 3-bedroom condo or townhome with garage parking in Lincoln Park and Lakeview, a 2-flat in Lincoln Square, and a single-family house in Irving Park, based on my search of the MLS. The further you move from the lake and downtown, the more likely $1 million buys a house.
A budget of around $1 million gives you real choices in some of the North Side's best-loved neighborhoods. Many of the buyers I work with at this price are moving up from a smaller condo, or relocating to Chicago and comparing neighborhoods from a distance. Below are real 2026 sales from seven neighborhoods, side by side, so you can see what the money bought and what each neighborhood asks you to give up. Click any address to see the home on my website.
I pulled every closed sale between $900,000 and $1.1 million from April 1 through September 30, 2026, in seven North Side neighborhoods. Here is how they compare.
Neighborhood | Sales Near $1 Million | What $1 Million Most Often Bought | Sold Above List |
|---|---|---|---|
Lincoln Park | 87 | A 3-bedroom condo or townhome (84 of 87 sales) | 70 of 87 |
Lakeview | 76 | A 3-bedroom condo or townhome (68 of 76 sales) | 61 of 76 |
North Center | 21 | A mix: 9 condos and townhomes, 7 multi-unit buildings, 5 houses | 15 of 21 |
Roscoe Village | 13 | A mix: 6 condos and townhomes, 6 multi-unit buildings, 1 house | 9 of 13 |
Lincoln Square | 20 | A 2-flat or other small multi-unit building (12 of 20 sales) | 12 of 20 |
Irving Park | 17 | A single-family house (11 of 17 sales) | 6 of 17 |
Edgewater and Andersonville | 12 | A mix: 5 condos and townhomes, 4 houses, 3 multi-unit buildings | 7 of 12 |
Source: MLS (Midwest Real Estate Data LLC), closed sales from April 1 to September 30, 2026, sale price $900,000 to $1,100,000, search run October 22, 2026. At the time of research, deemed reliable but not guaranteed.
One number needs context. Most of these homes sold above their final list price, but that does not mean sellers asked $1 million and got more. Many were listed in the $800,000s and buyers bid them up into this range. If your budget is $1 million, you will often be competing for homes listed below it.
In Lincoln Park, $1 million buys space and parking in a condo or townhome, close to the lake, the zoo, and some of the city's best restaurants. Of the 87 homes that sold in this range, 84 were condos or townhomes, and the typical one had 3 bedrooms and about 2,000 square feet.
Lincoln Park Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
Townhouse, 3+ stories, about 2,000 sq ft, built 1980 | 3 beds, 3.5 baths, 1-car garage | $950,000, at list price | |
Condo, about 1,700 sq ft, built 2001 | 3 beds, 3 baths, 2 garage spaces | $1,030,000, list $999,000 | |
Vintage high-rise condo near the lake, about 2,200 sq ft, built 1927 | 3 beds, 3 baths, garage parking | $970,000, list $990,000 | |
Small multi-unit building, built 1970 | 4 beds and 2.5 baths in total, 2 outdoor parking spaces | $1,050,000, at list price |
The trade-off is the house. Only one single-family house in Lincoln Park sold in this range from April through September, and it was built in 1872. If a yard and a detached home are the goal, my post on luxury homes in Lincoln Park shows what that budget looks like.
Lakeview had 76 sales in this range, the second most of any neighborhood here, so you have plenty to compare. Most were 3-bedroom condos with a garage space, from high-rise units on Lake Shore Drive to duplex condos and townhomes on the side streets west of Broadway.
Lakeview Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
High-rise condo on the lake, about 2,300 sq ft, built 1968 | 3 beds, 3 baths, 2 garage spaces | $1,075,000, list $995,000 | |
Duplex condo, about 2,400 sq ft, built 2007 | 4 beds, 3 baths, garage parking | $939,000, at list price | |
Townhouse, 3+ stories, about 2,330 sq ft, built 1995 | 4 beds, 2.5 baths, 2-car garage | $1,045,000, at list price | |
Small multi-unit building | 6 beds, 2 full and 2 half baths in total, 2-car garage | $1,000,000, at list price |
Like Lincoln Park, Lakeview had very few houses at this price, only 2 of 76 sales. For a closer look at the condo side, see my post on what $600,000 buys in Lakeview, and my post on Lakeview's 60657 for house prices.
North Center had one of the most balanced mixes. Of its 21 sales near $1 million, 9 were condos or townhomes, 7 were multi-unit buildings, and 5 were single-family houses, most of them older homes. Fifteen of the 21 sold above list.
North Center Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
Single-family house, about 1,811 sq ft, built 1947 | 3 beds, 2 baths, 3 outdoor parking spaces | $975,000, list $949,000 | |
Condo in a low-rise building, about 2,500 sq ft, built 2012 | 3 beds, 2.5 baths, garage parking | $949,000, at list price | |
Small multi-unit building, built 1909 | 6 beds and 2 baths in total, 2-car garage | $1,100,000, list $1,000,000 |
The houses here at this price tend to be smaller or older, and some need updating. My post on buying a home in North Center covers what else to know about the neighborhood.
Roscoe Village is smaller, so there were only 13 sales in this range, but they show a wide mix. Six were 2-flats or small multi-unit buildings, and the condos were large and fairly new, including a 3,000 square foot duplex built in 2016.
Roscoe Village Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
Duplex condo, about 3,000 sq ft, built 2016 | 4 beds, 3 baths, garage parking | $958,000, list $895,000 | |
Condo, about 1,600 sq ft, built 2022 | 3 beds, 2 baths, garage parking | $960,000, list $850,000 | |
Small multi-unit building, built 1916 | 4 beds and 3 baths in total, 2-car garage | $965,000, list $850,000 |
All three of these sold above their list price, by $63,000 to $115,000. In Roscoe Village at this price, plan on competing. My post on living in Roscoe Village covers more about the neighborhood itself.
In Lincoln Square, $1 million goes further on space and buys a different kind of home. Of the 20 homes that sold in this range, 12 were 2-flats or other small multi-unit buildings, and 11 of those had a garage.
Lincoln Square Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
2-flat, built 1922 | 5 beds and 3 baths across both units, 2-car garage | $975,000, at list price | |
Single-family house, 3 stories, built 2008 | 3 beds, 2.5 baths, 2-car garage | $1,080,000, list $999,900 | |
Duplex condo, about 3,000 sq ft, built 2021 | 4 beds, 3.5 baths, garage parking | $997,500, list $950,000 |
A 2-flat at this price can give you a large owner's unit plus a second unit for family, a home office, or future plans. They come with more upkeep than a condo, so my posts on how to buy a 2-flat in Chicago and condo vs. 2-flat in Lincoln Square explain what to check. For the full price picture, see my post on Lincoln Square home prices in 2026.
If a single-family house is the goal, Irving Park stands out. Eleven of its 17 sales near $1 million were houses, many with 4 bedrooms and a 2-car garage, including newer homes built in the last ten years.
Irving Park Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
Single-family house, about 2,496 sq ft, built 1915 | 4 beds, 3.5 baths, 4-car garage | $985,000, list $899,000 | |
Single-family house, about 2,623 sq ft, built 2019 | 4 beds (1 on the lower level), 3.5 baths, 2-car garage | $1,062,000, list $950,000 | |
Townhouse, 3+ stories, about 4,100 sq ft, built 2020 | 5 beds, 4.5 baths, 2-car garage | $975,000, at list price | |
Small multi-unit building, built 1911 | 8 beds and 3 baths in total, 2-car garage | $975,800, list $999,900 |
Irving Park was also less competitive at this price. Only 6 of the 17 homes sold above list, compared with 61 of 76 in Lakeview. My post on living in Irving Park covers the different pockets of the neighborhood.
Edgewater had 12 sales in this range, including one in Andersonville, which sits inside Edgewater's borders. Four were single-family houses, mostly older homes on the quieter streets west of Broadway, and the rest were condos, townhomes, and multi-unit buildings.
Edgewater and Andersonville Home | Type and Size | Beds, Baths, Parking | Sold vs List |
|---|---|---|---|
Single-family house, about 2,029 sq ft, built 1906 | 3 beds, 2.5 baths, 2-car garage | $1,005,000, list $950,000 | |
Duplex condo, about 2,851 sq ft, built 2020 | 4 beds, 3 baths, garage parking | $950,000, at list price | |
Single-family house, about 2,020 sq ft, built 1908 | 4 beds, 1.5 baths, 1-car garage | $1,006,388, list $885,000 | |
Townhouse, 3+ stories, about 2,200 sq ft, built 1989 | 3 beds, 2 full and 2 half baths, 2-car garage | $1,010,000, list $1,100,000 |
Andersonville had only one sale in this price range from April through September. My posts on living in Edgewater and living in Andersonville cover both neighborhoods in more detail.
The right choice usually comes down to what matters most to you. Here is how I would start the search with a $1 million budget.
If You Want... | Look First In | Why |
|---|---|---|
A 3-bedroom condo with a garage, close to the lake | Lincoln Park or Lakeview | Almost every sale near $1 million in these two neighborhoods was a condo or townhome, most with 3 bedrooms and a garage space. |
A single-family house | Irving Park, then North Center and Edgewater | Irving Park had 11 single-family sales near $1 million. Lincoln Park had 1, and Lakeview had 2. |
A 2-flat with room for family or a second unit | Lincoln Square, North Center, or Roscoe Village | Multi-unit buildings made up 12 of 20 sales in Lincoln Square and close to half of the sales in Roscoe Village. |
Newer construction | Roscoe Village, Lincoln Square, or Irving Park | Duplex condos, townhomes, and houses built since 2016 sold close to $1 million in all three. |
Here is what principal and interest look like on a $1,000,000 home with 20% down, before property taxes, insurance, and any condo assessment.
$1,000,000 Home, 20% Down | Monthly Principal and Interest |
|---|---|
At 7.40% (Freddie Mac, October 15, 2026) | $5,539 |
At 6.30% (about a year earlier) | $4,952 |
Taxes and assessments can add a lot on top of that, and they vary from building to building and block to block. My post on Chicago property taxes for home buyers explains how to estimate the tax bill on a home before you buy it, and my post on what a 7% mortgage does to a Chicago home payment walks through the full monthly math.
Many buyers at $1 million are also selling a condo or a smaller home. The timing of both sides matters as much as the price, because you want to buy without carrying two mortgages for long. My post on whether to buy first or sell first walks through the options, and I can tell you what your current home is likely to sell for so you know your real budget before you start touring.
This range moves quickly in most of these neighborhoods. When the right home comes up, the buyers who win are fully pre-approved, have seen enough homes to recognize a good one, and know the highest number they are comfortable paying before they write the offer.
When you choose an agent, look for numbers you can verify. Here are mine:
You work with me directly from the first call to the closing table, and I know these neighborhoods block by block.
It depends on the neighborhood. From April through September 2026, $1 million most often bought a 3-bedroom condo or townhome in Lincoln Park and Lakeview, a 2-flat in Lincoln Square, and a single-family house in Irving Park, based on MLS data.
Rarely. Only one single-family house in Lincoln Park and two in Lakeview sold between $900,000 and $1.1 million from April through September 2026. Irving Park, North Center, and Edgewater had more houses at this price.
On the North Side, Irving Park had the most. Eleven of the 17 Irving Park homes that sold between $900,000 and $1.1 million from April through September 2026 were single-family houses, many with 4 bedrooms and a 2-car garage.
Often, especially near the lake. Of the 246 homes that sold between $900,000 and $1.1 million in these seven neighborhoods from April through September 2026, 180 sold above their final list price. Irving Park was the exception, with 6 of 17 selling above list.
I am Dee Savic, a Chicago Realtor® with Baird & Warner. I have more than 24 years of experience, more than 300 closed transactions, over $100 million in career sales, and more than 190 five-star reviews across Google, Zillow, Realtor.com, and FastExpert. You can reach me directly at 773.719.0989.
Start with my free Chicago Buyer's Course, or schedule a complimentary and confidential consultation, and we will talk through your budget, your must-haves, and which of these neighborhoods fits. You can also call or text me directly at 773.719.0989.
Market data from my search of the MLS (Midwest Real Estate Data LLC), closed sales from April 1 to September 30, 2026, sale price $900,000 to $1,100,000. Lincoln Park, Lakeview, Lincoln Square, and Irving Park use their MLS areas. Roscoe Village is Belmont Avenue to Addison Street between Western Avenue and Ravenswood Avenue, and North Center is the rest of the North Center MLS area. Edgewater and Andersonville use the Edgewater MLS area.
Square footage is shown only where the listing included it. Mortgage rates from the Freddie Mac Primary Mortgage Market Survey; payments are principal and interest only with 20% down on a 30-year fixed loan. Accurate at the time of research, deemed reliable but not guaranteed.
Dee Savic is a Chicago Realtor® with Baird & Warner, working out of 4553 N. Lincoln Ave. She helps buyers, sellers, and relocation clients across Chicago, including Lakeview, Lincoln Park, Lincoln Square, Ravenswood, North Center, Roscoe Village, Andersonville, Uptown, Bucktown, Wicker Park, and the Gold Coast.
Dee Savic
Realtor® | Baird & Warner
4553 N. Lincoln Ave, Chicago, IL 60625
773.719.0989
[email protected]
deesavic.com
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I'm Dee Savic, your trusted Chicago real estate expert, and I'm here to guide you through your relocation journey. Discover why Chicago is the perfect city for you; from its diverse neighborhoods to its cultural vibrancy, Chicago offers an unmatched urban experience. Together, we'll find a community and home that fits your lifestyle and aspirations.
